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Life Growth Fund

Fund ID: ULIF00125/06/04LIFEGROWTH104-Growth

Funds Overview as on June 30, 2016

Fund's Objective: The investment objective of the fund is to provide potentially higher returns to unit holders by investing primarily in Equities (to target growth in capital value of assets); however, the fund will also invest in Government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

20 Sep 2004
NAV (p.u.): 45.04

Rs. 5,400.72 Cr.

  • NSE Nifty(60%)
  • I Sec (Gilt Index) (15%)
  • Crisil Bond Index (15%)
  • Crisil Liquid Index (10%)
  • Max Life Fast Track - 104L067V01
  • Max Life Flexi Fortune - 104L064V01
  • Max Life MAXIS - 104L071V01
  • Max Life Shiksha Plus II - 104L062V01
  • Max Life SMART Xpress - 104L051V01
  • Max Life Life Maker Premium Investment plan - 104L034V01
  • Max Life Fortune Builder - 104L058V01
  • Max Life Life Invest Plan - 104L031V01
  • Max Life Amsure Magic Builder - 104L055V01
  • Max Life Smart Assure - 104L047V01
  • Max Life SMART Steps - 104L037V01
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  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 13.6% 12.1%
Five Year Rolling Return 8.0% 8.8%
Three Year Rolling Return 10.8% 11.3%
One Year Rolling Return 3.2% 3.6%
YTD (Financial Year) 4.1% 5.2%
Last Quarter 4.1% 5.2%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 13.8% 15.7%
Sharpe ratio 47.9% 32.8%
Treynor ratio 8.0% 5.1%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 7.5
M- Duration 4.6
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 0-30%
Corporate Bonds 0-30%
Short Term investment 0-40%
Equity 20-70%
Industry Exposure (Top 10)
Central & State Government 25%
Financial And Insurance Activities** 19%
Liquid Mutual Fund 8%
IT Services 7%
Housing 6%
Automobiles 6%
Ele Gas Steam & Air Condition Suply 4%
Civil Engineering 4%
Chemicals & Chemical Products 3%
Consumer Staples 3%

**Excluding CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 25%
HDFC Bank Ltd 4%
Infosys Technologies Limited 4%
Housing Development Finance Corp.Limited 4%
LIC Housing Finance Limited 3%
Larsen & Turbo Limited 3%
ITC Ltd 3%
Birla Sun Life Mutual Fund 3%
SBI Mutual Fund 3%
Tata Consultancy Services Limited 2%
Rating bucket %
AAA & equivalent 92%
AA & equivalent 8%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 4%
1 year to 3 years 6%
3 years to 7 years 21%
Over 7 years 68%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014