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Pension Maximiser Fund

ULIF01715/02/13PENSMAXIMI104-Pension Maximiser

Funds Overview as on June 30, 2016

Fund's Objective : The investment objective of the Maximiser Fund is to provide potentially higher returns by investing in a combination of listed equities (to target growth in capital value of assets) and fixed income instruments such as government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

19 Aug 2013
NAV (p.u.): 13.72

Rs. 128.90 Cr.

  • NSE Nifty (40%)
  • Crisil Bond Index (50%)
  • Crisil Liquid Index (10%)
  • Max Life Forever Young Pension Plan- 104L075V01
  • -
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 11.7% 13.6%
Five Year Rolling Return NA NA
Three Year Rolling Return NA NA
One Year Rolling Return 4.9% 5.7%
YTD (Financial Year) 3.9% 4.3%
Last Quarter 3.9% 4.3%
Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 6.0% 6.9%
Sharpe ratio 0.8 1.0
Treynor ratio 0.1 0.1
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 8.0
M- Duration 5.3
of the NON Equity Portfolio  
Approved Asset Allocation
Fixed Income (Govt,Sec. & Bonds) 40-80%
Short Term Investment 0-40%
Equity 20-60%
Industry Exposure (Top 10)
Central & State Government 47%
Financial And Insurance Activities** 17%
Liquid Mutual Fund 10%
Automobiles 4%
IT Services 3%
Chemicals & Chemical Products 3%
Ele Gas Steam & Air Condition Suply 2%
Civil Engineering 2%
Housing 2%
Food Products 2%

**Excluding CD & FD investments

Issuer / Company Exposure (Top 10) % of fund
Central & State Government 47%
ICICI Mutual Fund 6%
UTI Mutual Fund 4%
CITI Corp.Finance India Limited 4%
Infosys Technologies Limited 3%
HDFC Bank Ltd 2%
Housing Development Finance Corp.Limited 2%
Larsen & Turbo Limited 2%
Tata Motors Limited 2%
Nuclear Power Corporation 2%
Rating bucket %
AAA & equivalent 100%
AA & equivalent 0%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 8%
1 year to 3 years 2%
3 years to 7 years 7%
Over 7 years 84%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014