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Pension Secured Fund

ULIF00825/11/05PENSSECURE104-Pension Secured

Funds Overview as on Sep 30, 2016

Fund's Objective: The investment objective of this fund is to provide stable return by investing relatively low risk assets. The fund will invest exclusively in fixed interest securities such as Government Securities, Corporate bonds etc.


Inception Date Funds size Benchmarks Products Applicable Status

27 Jan 2006
NAV (p.u.): 23.69

Rs. 67.95 Cr.

  • I Sec Gilt Index (70%)
  • Crisil Bond Index (25%)
  • Crisil Liquid Index (5%)
  • Max Life Life Maker Pension Plan- 104L026V01
  • Max Life SMART Invest Pension- 104L040V01
  • Max Life Smart Invest Pension Plus- 104L053V01
  • Max Life Smart Invest Pension Super- 104L056V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 8.4% 8.1%
Five Year Rolling Return 10.8% 10.0%
Three Year Rolling Return 12.0% 11.5%
One Year Rolling Return 11.2% 11.4%
YTD (Financial Year) 8.2% 6.8%
Last Quarter 5.7% 4.2%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.6 1.0
Standard Deviation 3.0% 3.2%
Sharpe ratio 0.5 0.3
Treynor ratio 0.0 0.0
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 11.2
M- Duration 6.3
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-100%
Corporate Bonds 0-50%
Short Term investment 0-40%
Equity NIL
Industry Exposure (Top 10)
Central & State Government 63%
Financial And Insurance Activities** 15%
Ele Gas Steam & Air Condition Suply 7%
Housing 7%
Land Trans & Transpot  5%
Extraction of Crud Oil & Gas 4%
Basic Metals 0%
Water Transport 0%
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- -

* Returns less than one year are absolute returns.
**Excluding CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 63%
Housing Development Finance Corp.Limited 5%
Konkan Railways Corp.Limited 5%
Nuclear Power Corporation 5%
ONGC Mangalore Petrochemicals Ltd 4%
HDFC Bank Ltd 4%
Shriram Transport Finance Limited 4%
Bajaj Finance Limited 3%
IL & FS Financial Services Limited 2%
LIC Housing Finance Limited 1%
Rating bucket %
AAA & equivalent 94%
AA & equivalent 6%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 10%
1 year to 3 years 4%
3 years to 7 years 11%
Over 7 years 74%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014