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Life Dynamic Opportunity fund

ULIF01425/03/08LIFEDYNOPP104-Dynamic Opportunities

Funds Overview as of June 30, 2015

Fund's Objective: The investment objective of this fund is to provide potentially higher returns to the policyholder by dynamically investing in Equities, Debt or cash instruments to capitalize on changing market conditions. The funds will have flexibility to increase or decrease the debt-equity ratio of the fund basis the opportunities available in the market.


Inception Date Funds size Benchmarks Products Applicable Status

2 May 2008
NAV (p.u.):19.88

Rs. 968.39 Cr.

  • NSE Nifty(50%)
  • I Sec (Gilt Index) (20%)
  • Crisil Bond Index (20%)
  • Crisil Liquid Index (10%)
  • Max Life Fortune Builder - 104L058V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Xpress- 104L051V01
  • Max Life Unit Builder- 104L050V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark
Since inception 10.1% 8.1%
Five Year Rolling Return 8.7% 9.2%
Three Year Rolling Return 13.5% 13.0%
One Year Rolling Return 9.3% 10.6%
YTD (Financial Year) -1.0% -0.2%
Last Quarter -1.0% -0.2%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 1.0 1.0
Standard Deviation 13.3% 12.9%
Sharpe ratio 23.1% 8.3%
Treynor ratio 3.1% 1.1%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 13.0
M- Duration 6.1
of the NON Equity Portfolio -
Approved Asset Allocation
G-sec 0-100%
Corporate Bonds 0-100%
Short Term investment 0-40%
Equity 0-100%
Industry Exposure (Top 10)
Central & State Government 24.3%
Financial And Insurance Activities** 20.7%
IT Services 6.8%
Automobiles 5.7%
Chemicals & Chemical Products 5.0%
Civil Engineering 4.9%
Housing 4.8%
Petroleum Products 4%
Liquid Mutual Fund 4%
Pharmaceuticals 3%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 24%
Housing Development Finance Corp.Limited 5%
HDFC Bank Ltd 5%
JP Morgan Mutual Fund 4%
Infosys Technologies Limited 3%
ICICI Bank Limited 3%
Reliance Industries Limited 3%
Tata Consultancy Services Limited 3%
Larsen & Turbo Limited 3%
Axis Bank Limited 2%
Rating bucket %
AAA & equivalent 98%
AA & equivalent 2%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 0%
1 year to 3 years 4%
3 years to 7 years 16%
Over 7 years 80%
Total 100%

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014