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Pension Growth Fund

ULIF00525/11/05PENSGROWTH104-Pension Growth

Funds Overview as of June 30, 2015

Fund's Objective: The investment objective of the Growth Fund is to provide potentially higher returns to unit holders by investing primarily in Equities (to target growth in capital value of assets); however, the fund will also invest in Government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

27 Jan 2006
NAV (p.u.):26.50

Rs.634.20Cr.

  • NSE Nifty(60%)
  • I Sec Gilt Index (15%)
  • Crisil Bond Index (15%)
  • Crisil Liquid Index (10%)
  • Max Life Life Maker Pension Plan- 104L026V01
  • Max Life SMART Invest Pension- 104L040V01
  • Max Life Smart Invest Pension Plus- 104L053V01
  • Max Life Smart Invest Pension Super- 104L056V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 10.9% 10.7%
Five Year Rolling Return 9.2% 9.4%
Three Year Rolling Return 14.2% 13.8%
One Year Rolling Return 11.7% 10.5%
YTD (Financial Year) -2.0% -0.4%
Last Quarter -2.0% -0.4%
Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 14.2% 16.6%
Sharpe ratio 27.6% 22.3%
Treynor ratio 4.8% 3.7%
Fixed Income
Average Maturity in years 10.7
M- Duration 5.9
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 0-30%
Corporate Bonds 0-30%
Short Term investment 0-40%
Equity 20-70%
Top ten Industries' exposure
Central & State Government 25%
Financial And Insurance Activities** 18%
IT Services 8%
Automobiles 7%
Housing 7%
Civil Engineering 6%
Pharmaceuticals 5%
Chemicals & Chemical Products 4%
Petroleum Products 3%
Liquid Mutual Fund 3%
Issuer / Companies %
Central & State Government 25%
Housing Development Finance Corp.Limited 6%
Infosys Technologies Limited 4%
HDFC Bank Ltd 3%
ICICI Bank Limited 3%
Larsen & Turbo Limited 3%
JP Morgan Mutual Fund 3%
Maruity Udyog Limited 3%
ITC Ltd 3%
Axis Bank Limited 2%
Rating bucket %
AAA & equivalent 92%
AA & equivalent 8%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 1%
1 year to 3 years 3%
3 years to 7 years 15%
Over 7 years 82%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014