• Call us toll free 1800 200 5577

Life Conservative Fund

ULIF00325/06/04LIFECONSER104-Conservative

Funds Overview as of June 30, 2015

Fund's Objective: The investment objective of this fund is to provide stable return by investing in assets of relatively low to moderate level of risk. The fund will invest primarily in fixed interest securities such as Government Securities, Corporate bonds etc.


Inception Date Funds size Benchmarks Products Applicable Status

20 Sep 2004
NAV (p.u.):28.73

Rs. 102.35 Cr.

  • NSE Nifty(10%)
  • I Sec (Gilt Index) (60%)
  • Crisil Bond Index (22.5%)
  • Crisil Liquid Index (7.5%)
  • Max Life Fast Track- 104L067V01
  • Max Life Flexi Fortune- 104L064V01
  • Max Life MAXIS- 104L071V01
  • Max Life Shiksha Plus II- 104L062V01
  • Max Life Life Maker Unit Linked Investment plan- 104L017V01
  • Max Life Life Maker Premium Investment plan- 104L034V01
  • Max Life Fortune Builder - 104L058V01
  • Max Life Life Invest Plan- 104L031V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Steps- 104L037V01
  • -
  • -
  • -
  • -
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 10.0% 8.4%
Five Year Rolling Return 9.4% 8.7%
Three Year Rolling Return 10.4% 9.8%
One Year Rolling Return 12.1% 11.1%
YTD (Financial Year) 2.9% 3.2%
Last Quarter 3.5% 2.6%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 4.2% 4.1%
Sharpe ratio 73.0% 33.3%
Treynor ratio 3.7% 1.4%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 11.7
M- Duration 6.7
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-80%
Corporate Bonds 0-50%
Short Term investment 0-40%
Equity 0-15%
Industry Exposure (Top 10)
Central & State Government 70%
Financial And Insurance Activities** 13%
Ele Gas Steam & Air Condition Suply 4%
Liquid Mutual Fund 2%
IT Services 2%
Civil Engineering 1%
Land Trans & Transpot 1%
Automobiles 1%
Petroleum Products 1%
Pharmaceuticals 1%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 70%
Power Grid Corporation of india Limited 4%
Axis Bank Limited 4%
IL & FS Financial Services Limited 2%
Axis Mutual Fund 2%
Shriram Transport Finance Limited 1%
HDFC Bank Ltd 1%
Larsen & Turbo Limited 1%
Konkan Railways Corp.Limited 1%
Oriental Bank of Commerce 1%
Rating bucket %
AAA & equivalent 97%
AA & equivalent 3%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 2%
1 year to 3 years 3%
3 years to 7 years 2%
Over 7 years 92%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014