• Call us toll free 1800 200 5577

Pension Growth Fund

ULIF00525/11/05PENSGROWTH104-Pension Growth

Funds Overview as of September 30, 2015

Fund's Objective: The investment objective of the Growth Fund is to provide potentially higher returns to unit holders by investing primarily in Equities (to target growth in capital value of assets); however, the fund will also invest in Government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

27 Jan 2006
NAV (p.u.):26.60

Rs.614.45Cr.

  • NSE Nifty(60%)
  • I Sec Gilt Index (15%)
  • Crisil Bond Index (15%)
  • Crisil Liquid Index (10%)
  • Max Life Life Maker Pension Plan- 104L026V01
  • Max Life SMART Invest Pension- 104L040V01
  • Max Life Smart Invest Pension Plus- 104L053V01
  • Max Life Smart Invest Pension Super- 104L056V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 10.6% 10.2%
Five Year Rolling Return 7.9% 7.2%
Three Year Rolling Return 12.3% 11.0%
One Year Rolling Return 8.4% 4.7%
YTD (Financial Year) -1.6% -2.1%
Last Quarter 0.4% -1.7%
Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 14.1% 16.5%
Sharpe ratio 25.8% 19.6%
Treynor ratio 4.5% 3.2%
Fixed Income
Average Maturity in years 11.8
M- Duration 6.4
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 0-30%
Corporate Bonds 0-30%
Short Term investment 0-40%
Equity 20-70%
Top ten Industries' exposure
Central & State Government 27%
Financial And Insurance Activities** 21%
IT Services 9%
Automobiles 7%
Civil Engineering 6%
Pharmaceuticals 4%
Chemicals & Chemical Products 4%
Housing 3%
Consumer Staples 3%
Petroleum Products 3%
Issuer / Companies %
Central & State Government 27%
Housing Development Finance Corp.Limited 6%
Infosys Technologies Limited 5%
HDFC Bank Ltd 4%
Maruity Udyog Limited 3%
ITC Ltd 3%
Larsen & Turbo Limited 3%
ICICI Bank Limited 3%
Indusind Bank Limited 2%
Sun Pharmaceutical Industries Limited 2%
Rating bucket %
AAA & equivalent 92%
AA & equivalent 8%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 0%
1 year to 3 years 3%
3 years to 7 years 12%
Over 7 years 85%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014