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Pension Secured Fund

ULIF00825/11/05PENSSECURE104-Pension Secured

Funds Overview as of September 30, 2015

Fund's Objective: The investment objective of this fund is to provide stable return by investing relatively low risk assets. The fund will invest exclusively in fixed interest securities such as Government Securities, Corporate bonds etc.


Inception Date Funds size Benchmarks Products Applicable Status

27 Jan 2006
NAV (p.u.):21.30

Rs. 70.06Cr.

  • I Sec Gilt Index (70%)
  • Crisil Bond Index (25%)
  • Crisil Liquid Index (5%)
  • Max Life Life Maker Pension Plan- 104L026V01
  • Max Life SMART Invest Pension- 104L040V01
  • Max Life Smart Invest Pension Plus- 104L053V01
  • Max Life Smart Invest Pension Super- 104L056V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 8.1% 8.9%
Five Year Rolling Return 9.8% 8.9%
Three Year Rolling Return 10.4% 9.5%
One Year Rolling Return 13.9% 12.4%
YTD (Financial Year) 4.5% 4.3%
Last Quarter 4.6% 3.5%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.6 1.0
Standard Deviation 3.1% 3.5%
Sharpe ratio 0.3 0.2
Treynor ratio 0.0 0.0
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 18.9
M- Duration 8.2
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-100%
Corporate Bonds 0-50%
Short Term investment 0-40%
Equity NIL
Industry Exposure (Top 10)
Central & State Government 75%
Financial And Insurance Activities** 7%
Housing 6%
Land Trans & Transpot 6%
Ele Gas Steam & Air Condition Suply 3%
Basic Metals 1%
Water Transport 0%
   
   
   

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 75%
LIC Housing Finance Limited 6%
Konkan Railways Corp.Limited 6%
Power Grid Corporation of india Limited 3%
Shriram Transport Finance Limited 2%
IL & FS Financial Services Limited 2%
HDFC Bank Ltd 1%
Oriental Bank of Commerce 1%
ICICI Bank Limited 1%
Tata Steel Limited 1%
Rating bucket %
AAA & equivalent 96%
AA & equivalent 4%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 1%
1 year to 3 years 2%
3 years to 7 years 3%
Over 7 years 94%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014