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Life Dynamic Opportunity fund

ULIF01425/03/08LIFEDYNOPP104-Dynamic Opportunities

Funds Overview as of June 30, 2014

Fund's Objective: The investment objective of this fund is to provide potentially higher returns to the policyholder by dynamically investing in Equities, Debt or cash instruments to capitalize on changing market conditions. The funds will have flexibility to increase or decrease the debt-equity ratio of the fund basis the opportunities available in the market.


Inception Date Funds size Benchmarks Products Applicable Status

2 May 2008
NAV (p.u.):18.19

Rs. 921.42 Cr.

  • NSE Nifty(50%)
  • I Sec (Gilt Index) (20%)
  • Crisil Bond Index (20%)
  • Crisil Liquid Index (10%)
  • Max Life Fortune Builder - 104L058V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Xpress- 104L051V01
  • Max Life Unit Builder- 104L050V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark
Since inception 10.2% 7.7%
Five Year Rolling Return 10.0% 9.9%
Three Year Rolling Return 9.6% 9.8%
One Year Rolling Return 22.0% 17.9%
YTD (Financial Year) 12.0% 8.4%
Last Quarter 12.0% 8.4%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 1.0 1.0
Standard Deviation 13.9% 13.7%
Sharpe ratio 23.0% 4.8%
Treynor ratio 3.3% 0.7%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 7.0
M- Duration 3.8
of the NON Equity Portfolio -
Approved Asset Allocation
G-sec 0-100%
Corporate Bonds 0-100%
Short Term investment 0-40%
Equity 0-100%
Industry Exposure (Top 10)
Financial And Insurance Activities** 22.8%
Central & State Government 21.7%
IT Services 7.8%
Construction & Engineering 4.9%
Liquid Mutual Fund 4.5%
Manfr OF petroleum products 3.7%
MFG of Motor vehicle 3.3%
Manfr of pharmaceuticals 3%
Electricity Production 3%
Electricity Trading 3%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 22%
HDFC Mutual Fund 4%
Housing Development Finance Corp.Limited 4%
ICICI Bank Limited 4%
Larsen & Turbo Limited 4%
Reliance Industries Limited 4%
HDFC Bank Ltd 3%
Tata Consultancy Services Limited 3%
Infosys Technologies Limited 3%
State Bank of Travancore 3%
Rating bucket %
AAA & equivalent 97%
AA & equivalent 3%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 19%
1 year to 3 years 7%
3 years to 7 years 33%
Over 7 years 42%
Total 100%

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014