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Life Guaranteed Fund - Income

ULIF00904/10/06AMSRGUAINC104-Guaranteed Income

Funds Overview as of June 30, 2014

Fund's Objective: The investment objective of this fund is to provide stable return by investing in relatively low risk assets. The fund will invest primarily in fixed interest securities such as Government Securities, Corporate bonds etc. However the fund will also invest in equities.


Inception Date Funds size Benchmarks Products Applicable Status

23 Oct 2006
NAV (p.u.):16.09

Rs. 1.13 Cr.

  • NSE Nifty(5%)
  • I Sec Gilt Index (75%)
  • Crisil Bond Index (10%)
  • Crisil Liquid Index (10%)
  • Max Life Amsure Secure Returns Builder- 104L032V01
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 6.4% 7.8%
Five Year Rolling Return 6.6% 7.4%
Three Year Rolling Return 8.0% 8.8%
One Year Rolling Return 5.5% 7.0%
YTD (Financial Year) 3.5% 3.8%
Last Quarter 3.5% 3.8%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.6 1.0
Standard Deviation 3.4% 4.0%
Sharpe ratio -18.1% 21.0%
Treynor ratio -1.1% 0.8%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 6.8
M- Duration 4.7
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-100%
Corporate Bonds 0-50%
Short Term investment 0-40%
Equity 0-15%
Industry Exposure (Top 10)
Central & State Government 71%
Financial And Insurance Activities** 14%
Electricity Trading 9%
IT Services 1%
Extraction of Crud Oil & Gas 1%
Manfr of pharmaceuticals 1%
Manfr OF petroleum products 0%
MFG of Motor vehicle 0%
Construction & Engineering 0%
Manfr of Tobacco Products 0%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 71%
Food Corporation of India 9%
National Bank for Agriculture & Rural Development 6%
Infrastructure Leasing & Finance Services Limited 4%
State Bank of India 3%
Oil & Natural Gas Corporation Limited 1%
Infosys Technologies Limited 1%
Reliance Industries Limited 0%
Axis Bank Limited 0%
IPCA Laboratories Limited 0%
Rating bucket %
AAA & equivalent 100%
AA & equivalent 0%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 0%
1 year to 3 years 0%
3 years to 7 years 53%
Over 7 years 47%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014