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Life Guaranteed Fund - Income

ULIF00904/10/06AMSRGUAINC104-Guaranteed Income

Funds Overview as of September 30, 2014

Fund's Objective: The investment objective of this fund is to provide stable return by investing in relatively low risk assets. The fund will invest primarily in fixed interest securities such as Government Securities, Corporate bonds etc. However the fund will also invest in equities.


Inception Date Funds size Benchmarks Products Applicable Status

23 Oct 2006
NAV (p.u.):16.40

Rs. 1.13Cr.

  • NSE Nifty(5%)
  • I Sec Gilt Index (75%)
  • Crisil Bond Index (10%)
  • Crisil Liquid Index (10%)
  • Max Life Amsure Secure Returns Builder- 104L032V01
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 6.4% 7.9%
Five Year Rolling Return 6.8% 7.7%
Three Year Rolling Return 8.6% 9.3%
One Year Rolling Return 10.4% 11.8%
YTD (Financial Year) 5.4% 6.4%
Last Quarter 1.9% 2.6%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.6 1.0
Standard Deviation 3.4% 3.9%
Sharpe ratio -17.0% 23.5%
Treynor ratio -1.0% 0.9%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 6.4
M- Duration 4.3
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-100%
Corporate Bonds 0-50%
Short Term investment 0-40%
Equity 0-15%
Industry Exposure (Top 10)
Central & State Government 61%
Financial And Insurance Activities** 14%
Electricity Trading 9%
IT Services 1%
Extraction of Crud Oil & Gas 1%
MFG of Motor vehicle 0%
Manfr OF petroleum products 0%
Manfr of Tobacco Products 0%
Construction & Engineering 0%
Manfr of pharmaceuticals 0%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 61%
Food Corporation of India 9%
National Bank for Agriculture & Rural Development 6%
Infrastructure Leasing & Finance Services Limited 4%
State Bank of India 3%
Infosys Technologies Limited 1%
Oil & Natural Gas Corporation Limited 1%
Reliance Industries Limited 0%
Axis Bank Limited 0%
ITC Ltd 0%
Rating bucket %
AAA & equivalent 100%
AA & equivalent 0%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 0%
1 year to 3 years 14%
3 years to 7 years 28%
Over 7 years 59%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014