• Call us toll free 1800 200 5577 & 1800 180 5577

Pension Growth Fund

ULIF00525/11/05PENSGROWTH104-Pension Growth

Funds Overview as of September 30, 2014

Fund's Objective: The investment objective of the Growth Fund is to provide potentially higher returns to unit holders by investing primarily in Equities (to target growth in capital value of assets); however, the fund will also invest in Government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

27 Jan 2006
NAV (p.u.):24.54

Rs.614.49Cr.

  • NSE Nifty(60%)
  • I Sec Gilt Index (15%)
  • Crisil Bond Index (15%)
  • Crisil Liquid Index (10%)
  • Max Life Life Maker Pension Plan- 104L026V01
  • Max Life SMART Invest Pension- 104L040V01
  • Max Life Smart Invest Pension Plus- 104L053V01
  • Max Life Smart Invest Pension Super- 104L056V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 10.9% 10.9%
Five Year Rolling Return 9.3% 9.0%
Three Year Rolling Return 13.3% 14.1%
One Year Rolling Return 26.6% 27.1%
YTD (Financial Year) 13.6% 13.5%
Last Quarter 3.4% 3.8%
Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 14.5% 17.2%
Sharpe ratio 26.9% 22.6%
Treynor ratio 4.9% 3.9%
Fixed Income
Average Maturity in years 5.3
M- Duration 3.3
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 0-30%
Corporate Bonds 0-30%
Short Term investment 0-40%
Equity 20-70%
Top ten Industries' exposure
Central & State Government 19%
Financial And Insurance Activities** 17%
Liquid Mutual Fund 11%
IT Services 9%
Housing 6%
Manfr of pharmaceuticals 5%
Manfr OF petroleum products 4%
MFG of Motor vehicle 4%
Construction & Engineering 4%
Manfr of Tobacco Products 3%
Issuer / Companies %
Central & State Government 19%
JP Morgan Mutual Fund 6%
Housing Development Finance Corp.Limited 6%
Kotal Mutual Fund 4%
Infosys Technologies Limited 4%
LIC Housing Finance Limited 4%
HDFC Bank Ltd 4%
ICICI Bank Limited 4%
Larsen & Turbo Limited 4%
Reliance Industries Limited 3%
Rating bucket %
AAA & equivalent 96%
AA & equivalent 4%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 9%
1 year to 3 years 5%
3 years to 7 years 46%
Over 7 years 40%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014