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Life Dynamic Opportunity fund

ULIF01425/03/08LIFEDYNOPP104-Dynamic Opportunities

Funds Overview as of December 31, 2014

Fund's Objective: The investment objective of this fund is to provide potentially higher returns to the policyholder by dynamically investing in Equities, Debt or cash instruments to capitalize on changing market conditions. The funds will have flexibility to increase or decrease the debt-equity ratio of the fund basis the opportunities available in the market.


Inception Date Funds size Benchmarks Products Applicable Status

2 May 2008
NAV (p.u.):19.47

Rs. 970.84 Cr.

  • NSE Nifty(50%)
  • I Sec (Gilt Index) (20%)
  • Crisil Bond Index (20%)
  • Crisil Liquid Index (10%)
  • Max Life Fortune Builder - 104L058V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Xpress- 104L051V01
  • Max Life Unit Builder- 104L050V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark
Since inception 10.5% 8.3%
Five Year Rolling Return 9.3% 9.3%
Three Year Rolling Return 16.2% 15.5%
One Year Rolling Return 25.8% 22.0%
YTD (Financial Year) 19.9% 16.9%
Last Quarter 3.8% 4.2%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 1.0 1.0
Standard Deviation 13.5% 13.2%
Sharpe ratio 26.0% 9.7%
Treynor ratio 3.6% 1.3%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 10.4
M- Duration 5.7
of the NON Equity Portfolio -
Approved Asset Allocation
G-sec 0-100%
Corporate Bonds 0-100%
Short Term investment 0-40%
Equity 0-100%
Industry Exposure (Top 10)
Central & State Government 30.3%
Financial And Insurance Activities** 22.0%
IT Services 7.2%
Housing 4.9%
Manfr of pharmaceuticals 4.2%
MFG of Motor vehicle 4.2%
Construction & Engineering 3.6%
Consumer Staples 3%
Manfr OF petroleum products 3%
Electricity Production 3%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 30%
Housing Development Finance Corp.Limited 6%
ICICI Bank Limited 4%
Infosys Technologies Limited 4%
HDFC Bank Ltd 4%
Reliance Industries Limited 3%
Larsen & Turbo Limited 3%
Tata Consultancy Services Limited 2%
Axis Bank Limited 2%
ITC Ltd 2%
Rating bucket %
AAA & equivalent 99%
AA & equivalent 1%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 4%
1 year to 3 years 4%
3 years to 7 years 13%
Over 7 years 79%
Total 100%

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014