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Life Growth Fund

Fund ID: ULIF00125/06/04LIFEGROWTH104-Growth

Funds Overview as of December 31, 2014

Fund's Objective: The investment objective of the fund is to provide potentially higher returns to unit holders by investing primarily in Equities (to target growth in capital value of assets); however, the fund will also invest in Government securities, corporate bonds and money market instruments.


Inception Date Funds size Benchmarks Products Applicable Status

20 Sep 2004
NAV (p.u.):42.69

Rs. 5,631.94 Cr.

  • NSE Nifty(60%)
  • I Sec (Gilt Index) (15%)
  • Crisil Bond Index (15%)
  • Crisil Liquid Index (10%)
  • Max Life Fast Track- 104L067V01
  • Max Life Flexi Fortune- 104L064V01
  • Max Life MAXIS- 104L071V01
  • Max Life Shiksha Plus II- 104L062V01
  • Max Life SMART Xpress- 104L051V01
  • Max Life Life Maker Premium Investment plan- 104L034V01
  • Max Life Fortune Builder - 104L058V01
  • Max Life Life Invest Plan- 104L031V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Steps- 104L037V01
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  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 15.2% 13.4%
Five Year Rolling Return 8.9% 9.4%
Three Year Rolling Return 15.4% 16.7%
One Year Rolling Return 24.2% 23.8%
YTD (Financial Year) 19.2% 18.1%
Last Quarter 4.7% 4.1%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.8 1.0
Standard Deviation 14.4% 16.5%
Sharpe ratio 56.8% 38.7%
Treynor ratio 9.9% 6.4%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 9.3
M- Duration 5.5
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 0-30%
Corporate Bonds 0-30%
Short Term investment 0-40%
Equity 20-70%
Industry Exposure (Top 10)
Financial And Insurance Activities** 25%
Central & State Government 23%
IT Services 8%
Housing 6%
MFG of Motor vehicle 5%
Manfr OF petroleum products 4%
Construction & Engineering 4%
Manfr of pharmaceuticals 3%
Consumer Staples 3%
Manfr of Tobacco Products 2%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 23%
ICICI Bank Limited 5%
Infosys Technologies Limited 5%
Housing Development Finance Corp.Limited 4%
LIC Housing Finance Limited 4%
HDFC Bank Ltd 4%
Reliance Industries Limited 3%
Larsen & Turbo Limited 3%
Tata Motors Limited 2%
ITC Ltd 2%
Rating bucket %
AAA & equivalent 92%
AA & equivalent 8%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 4%
1 year to 3 years 8%
3 years to 7 years 17%
Over 7 years 71%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014