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Group Superannuation Conservative Fund

ULGF00623/01/07SANNCONSER104-Superannuation Conservative

Funds Overview as of March 31, 2015

Fund's Objective: The investment objective of this fund is to provide stable return by investing in relatively low risk assets. The fund will invest exclusively in fixed interest securities such as Government Securities, Corporate bonds etc


Inception Date Funds size Benchmarks Products Applicable Status

09 April 2009
NAV (p.u.):16.47

Rs. 2.33Cr.

  • NSE Nifty(0%)
  • I Sec Gilt Index (60%)
  • Crisil Bond Index (30%)
  • Crisil Liquid Index (10%)
  • Max Life Unit Linked Group Superannuation Plan- 104L033V01
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark returns
Since inception 8.7% 7.7%
Five Year Rolling Return 9.5% 8.5%
Three Year Rolling Return 10.9% 9.7%
One Year Rolling Return 14.7% 13.9%
YTD (Financial Year) 14.7% 13.9%
Last Quarter 2.6% 2.9%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 0.9 1.0
Standard Deviation 3.1% 2.8%
Sharpe ratio 0.5 0.2
Treynor ratio 0.0 0.0
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 11.8
M- Duration 5.0
of the NON Equity Portfolio  
Approved Asset Allocation
G-sec 50-80%
Corporate Bonds 0-50%
Short Term investment 0-20%
Equity 0-0%
Industry Exposure (Top 10)
Central & State Government 63%
Financial And Insurance Activities** 30%
Housing 4%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 63%
Infrastructure Leasing & Finance Services Limited 9%
ICICI Bank Limited 7%
Shriram Transport Finance Limited 6%
Kotak Mahindra Prime Limited 4%
Housing Development Finance Corp.Limited 4%
State Bank of India 4%
Rating bucket %
AAA & equivalent 94%
AA & equivalent 6%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 12%
1 year to 3 years 15%
3 years to 7 years 0%
Over 7 years 73%
Total 100%

Of Rated Fixed Income

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014