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Life Dynamic Opportunity fund

ULIF01425/03/08LIFEDYNOPP104-Dynamic Opportunities

Funds Overview as of March 31, 2015

Fund's Objective: The investment objective of this fund is to provide potentially higher returns to the policyholder by dynamically investing in Equities, Debt or cash instruments to capitalize on changing market conditions. The funds will have flexibility to increase or decrease the debt-equity ratio of the fund basis the opportunities available in the market.


Inception Date Funds size Benchmarks Products Applicable Status

2 May 2008
NAV (p.u.):20.09

Rs. 991.05 Cr.

  • NSE Nifty(50%)
  • I Sec (Gilt Index) (20%)
  • Crisil Bond Index (20%)
  • Crisil Liquid Index (10%)
  • Max Life Fortune Builder - 104L058V01
  • Max Life Amsure Magic Builder- 104L055V01
  • Max Life Smart Assure- 104L047V01
  • Max Life SMART Xpress- 104L051V01
  • Max Life Unit Builder- 104L050V01
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Withdrawn
  • Funds Performance
  • Asset Allocation
Annualized Returns* Fund Benchmark
Since inception 10.6% 8.4%
Five Year Rolling Return 9.6% 9.6%
Three Year Rolling Return 14.0% 13.5%
One Year Rolling Return 23.7% 20.1%
YTD (Financial Year) 23.7% 20.1%
Last Quarter 3.2% 2.7%

* Returns less than one year are absolute returns.

Risk Attributes Fund Benchmark
Beta 1.0 1.0
Standard Deviation 13.5% 13.0%
Sharpe ratio 27.1% 10.7%
Treynor ratio 3.7% 1.4%
Risk Free Rate assumed 7%    
Fixed Income
Average Maturity in years 11.5
M- Duration 5.7
of the NON Equity Portfolio -
Approved Asset Allocation
G-sec 0-100%
Corporate Bonds 0-100%
Short Term investment 0-40%
Equity 0-100%
Industry Exposure (Top 10)
Financial And Insurance Activities** 24.4%
Central & State Government 19.5%
IT Services 7.6%
MFG of Motor vehicle 6.7%
Construction & Engineering 6.0%
Liquid Mutual Fund 4.4%
Manfr of pharmaceuticals 4.1%
Consumer Staples 4%
Housing 4%
Manfr OF petroleum products 3%

**Including CD & FD investments

Issuer / Company Exposure (Top 10) %
Central & State Government 19%
Housing Development Finance Corp.Limited 6%
Kotal Mutual Fund 4%
Infosys Technologies Limited 4%
HDFC Bank Ltd 4%
ICICI Bank Limited 4%
Larsen & Turbo Limited 3%
Reliance Industries Limited 3%
Nagarjuna Construction Limited 2%
Tata Consultancy Services Limited 2%
Rating bucket %
AAA & equivalent 98%
AA & equivalent 2%
A & equivalent 0%
- -
Total 100%
Maturity bucket %
Less than 1year 1%
1 year to 3 years 5%
3 years to 7 years 19%
Over 7 years 75%
Total 100%

Did you Know?

Our aggregate Traditional portfolio witnessed a growth of 34.51%, and overall portfolio grew by 25% over the last one year till June 2014