IRIS assesses how prepared India is for a healthy, peaceful, and financially independent retirement life.
India gets more retirement ready—Significant increase in
IRIS from 44 to 47
2021
IRIS 1.0
2022
IRIS 2.0
2023
IRIS 3.0
- 44
- 44
- 47
Key FindingsIndia Retirement Index Study
3 in 5 Indians
consider Health to be the most important factor in retirement
3 in 5 Indians
worry that their retirement kitty will deplete in max 10 years
1 in 2 Indians
hope to stay with their children during retirement although nuclear families dominate social structure
70% Indians
still depending on family wealth and children to finance retirement
9 in 10 Indians
above the age of 50, regret not starting earlier saving for Retirement
Sample Size
IRIS, one of India’s leading retirement-focused surveys, now enters its 3rd edition
- Sample Size: 2091
- Cities Covered: 28
- Methodology: Self-Administered Digital Study
- Respondent Profile: 25-65
- Survey period: Jul’23-Aug’23
Key Terminology
INDIA RETIREMENT INDEX
The degree to which Indians feel prepared for tomorrow’s retired life on a scale of 0 to 100. IRIS assesses how prepared India is for a healthy, peaceful and financially independent retirement life.
FINANCIAL PREPAREDNESS INDEX
The degree to which Indians feel financially secure and prepared for their retirement life on a scale of 0 to 100.
HEALTH PREPAREDNESS INDEX
The degree to which Indians feel secure about their health and fitness for their retirement life on a scale of 0 to 100.
EMOTIONAL PREPAREDNESS INDEX
The degree to which Indians feel secure about support and family and society for emotional, social and financial needs for their retirement life on a scale of 0 to 100.
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