IRIS assesses how prepared India is for a healthy, peaceful, and financially independent retirement life.
India gets more retirement ready—Significant increase in
IRIS from 44 to 47
IRIS from 44 to 47
2021
IRIS 1.0
2022
IRIS 2.0
2023
IRIS 3.0
- 44
- 44
- 47
Key FindingsIndia Retirement Index Study
3 in 5 Indians
consider Health to be the most important factor in retirement
3 in 5 Indians
worry that their retirement kitty will deplete in max 10 years
1 in 2 Indians
hope to stay with their children during retirement although nuclear families dominate social structure
70% Indians
still depending on family wealth and children to finance retirement
9 in 10 Indians
above the age of 50, regret not starting earlier saving for Retirement
Sample Size
IRIS, one of India’s leading retirement-focused surveys, now enters its 3rd edition
- Sample Size: 2091
- Cities Covered: 28
- Methodology: Self-Administered Digital Study
- Respondent Profile: 25-65
- Survey period: Jul’23-Aug’23
Key Terminology
INDIA RETIREMENT INDEX
The degree to which Indians feel prepared for tomorrow’s retired life on a scale of 0 to 100. IRIS assesses how prepared India is for a healthy, peaceful and financially independent retirement life.
FINANCIAL PREPAREDNESS INDEX
The degree to which Indians feel financially secure and prepared for their retirement life on a scale of 0 to 100.
HEALTH PREPAREDNESS INDEX
The degree to which Indians feel secure about their health and fitness for their retirement life on a scale of 0 to 100.
EMOTIONAL PREPAREDNESS INDEX
The degree to which Indians feel secure about support and family and society for emotional, social and financial needs for their retirement life on a scale of 0 to 100.
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