Unit Linked Insurance Plan (ULIP)

We all have a wish list somewhere - a new house, a lavish family vacation or a luxury car. These wishes can be fulfilled with a disciplined investments in a plan helps you accumulate money and also protects it.

 

ULIPs are one of the best investment plans to help you create lumpsum and fulfill your wishes. Along with a life cover, these plans help you stay on top of the market changes through good returns on investment. This is because they provide a combined benefit of life cover with investment growth.

What are ULIP plans?

ULIPs are life insurance cum investment options which provide you an opportunity to invest in stocks, bonds or mutual funds for multiplied growth while providing you with a protection cover. ULIPs provide a flexible approach to investment planning as they allow you to safely balance your fund with equity and debt components, with options to switch as the market changes.

Why to invest in ULIPs?

Investing in a ULIP for long term can be a smart decision because:

1. It is safe and secure investment with healthy market returns

2.It  offers flexibility to make changes to funds thereby securing your money  from market ups and downs

3. It enables you to save tax on your investments and returns

4. It also provides life cover to protect your family

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What are ULIP plans?

Why to invest in ULIPs?

Who should invest in ULIPs?

  • If you want growth with protection on your money
  • If you seek flexibility to manage your money
  • If you want transparency of your investments

Here are 5 tips to buy a ULIP plan:

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Here are 5 tips to buy a ULIP plan:

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    Multiple Fund Options

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    Transparent Charge Structure

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    Flexibility to choose policy term and premium payment term

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    Maturity Benefits

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    Death Benefits

Choose your ULIP Plan

Choose your ULIP Plan

MAX LIFE FAST TRACK SUPER

  • Grow your fund with loyalty additions
  • Choice of 6 funds; protection from market volatilities with two strategy options
  • Tax Benefits based on the prevailing tax laws
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MAX LIFE PLATINUM WEALTH PLAN

  • Life cover of 10 times the total premium paid in a year

  • Choice of 6 funds; protection from market volatilities with two strategy options

  • Additional wealth boosters to enhance your overall fund value

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Fund options and their performances

Below are different funds available for investment

Fund options and their performances

Below are different funds available for investment

Fund Name

Nature of Fund

Investment Strategy

Investment Group

Risk Profile

High Growth Fund
(SFIN:ULIF01311/02/08LIFEHIGHGR104)

An open ended equity
multicap fund with focus on midcaps

The fund is a multi-cap fund with a focus on mid cap equities, where predominant investments are equities of companies with high growth potential in the long term (to
target high growth in capital value assets). At least 70% of the Fund corpus is invested
in equities at all times. However, the remaining is invested in government securities, corporate bonds and money market instruments; hence the risk involved
is relatively higher.

 

Equity

Very High

Growth Super Fund

(SFIN: ULIF01108/02/07LIFEGRWSUP104)

An open ended equity fund
with focus on large caps

This is primarily an equity oriented fund. At least 70% of the Fund corpus is invested in
equities at all times. The remaining is invested in debt instruments across Government, corporate and money market papers.

Equity

High

Growth Fund

(SFIN: ULIF00125/06/04LIFEGROWTH104)

An open ended hybrid fund with equity portion
focused on large caps

This fund invests in various asset classes such as Equities, Government Securities,
Corporate Bonds and Money Market Instruments. The equities exposure in the Fund will at all times be at a minimum of 20% but not more than 70%. The Fund invests the remaining Fund corpus in debt instruments across Government, corporate and money market papers.

Equity

High

Balanced Fund

(SFIN: ULIF00225/06/04LIFEBALANC104)

An open ended hybrid fund investing in a mixture
of debt instruments and equities

This fund invests primarily in debt instruments such as Government Securities, Corporate Bonds, Money Market Instruments etc. issued primarily by Government of India/State Governments and to some extent in Corporate Bonds and Money Market Instruments. The Fund invests minimum of 10% and up to
maximum of 40% of Fund corpus in equities.

Balanced

Medium

Conservative Fund

(SFIN: ULIF00325/06/04LIFECONSER104)

An open ended hybrid fund investing
predominantly in debt instruments

Conservative Fund invests primarily in debt instruments such as Government Securities,
Corporate Bonds, Money Market Instruments etc. issued primarily by Government of India/State Governments and to some extent in Corporate Bonds and Money Market Instruments. The Fund invests up to 15% of Fund corpus in equities.

Debt

Low

Secure Fund (SFIN: ULIF00425/06/04LIFESECURE104)

An open ended debt fund
which invests across duration

This fund invests in debt instruments such as Government Securities, Corporate Bonds, Money Market Instruments etc. issued primarily by Government of India/State Governments, Corporate and banks. The Fund also invests in money market instruments as prescribed by IRDAI. No investment is made in equities.

Debt

Low

Why Choose Max Life

Here are some of the numbers which speak about our accomplishments

Why Choose Max Life

Here are some of the numbers which speak about our accomplishments
Claims Paid Percentage

98.26%

98.26%

Individual death claims paid (Src: Max Life Public Disclosure FY 2017-18)

Max Life Presence

210 Offices

210 Offices

Src: Director's Report FY 2016-17

Sum Assured

₹511,541 Cr.

₹511,541 Cr.

In force (individual) Src: Public Disclosure, FY 2017-18

Assets Under Management

₹52,237 Cr.

₹52,237 Cr.

Src: Public Disclosure, FY 2017-18

More reasons why our customers choose us
Customer Reviews on Max Life ULIP Plans
Customer Reviews on Max Life ULIP Plans

There was a time when I felt uncomfortable the moment anyone discussed stock markets and mutual funds. I am still not sure how they work. However, a friend of mine had invested in Max Life ULIP plans, and he encouraged me to explore the same. I am glad that I took his advice seriously. Max Life ULIP is one of the best investment plans in the market with complete flexibility to invest in debt and equity funds as and when required.

Mr. Shinde, 33

Pune

Let’s Connect

Let’s Connect

Buy an Insurance Plan
1860 120 5577
1800 200 3383 (Online Term Plan)

online@maxlifeinsurance.com
SMS 'LIFE' to 5616188

Let us call you back
Customer Service
1860 120 5577

service.helpdesk@maxlifeinsurance.com

Write to us
NRI Helpdesk
0124 - 5071300; 6477000

nri.helpdesk@maxlifeinsurance.com